The future belongs to those
who prepare for it today

The future belongs to those
who prepare for it today

Protection

Here at Newhouse Financial Services we pride ourselves on finding the best policies to match our customer's requirements. We do this by working closely with a carefully hand picked selection of insurance providers.

Our friendly staff will chat with you about what you are aiming to do and give you free no obligation advice. They will search the market to find you not only the most competitive price but also the policy with the best cover for your situation.

Ask A Question

Our Process

call_us.jpg
1

Open & Honest Advice

Whether you would like to have a chat to see what products are on the market or wanted some advice about an existing medical condition, we are here to help.
2

Compare The Market

We have access to a wide range of insurance products, from Life Assurance to Income Protection. We'll even write your policy in to Trust free of charge!
compare_market.jpg
submit_application.jpg
3

Submit Your Application

Your dedicated advisor will help you with your application from start to finish and will guide you through the Trust writing process.

Our Process

1

Open & Honest Advice

Whether you would like to have a chat to see what products are on the market or wanted some advice about an existing medical condition, we are here to help.
call_us.jpg
2

Compare The Market

We have access to a wide range of insurance products, from Life Assurance to Income Protection. We'll even write your policy in to Trust free of charge!
compare_market.jpg
3

Submit Your Application

Your dedicated advisor will help you with your application from start to finish and will guide you through the Trust writing process.
submit_application.jpg

Life Assurance

Peace of mind is priceless. If the worst should happen having the right protection plan in place for your family will mean your loved ones can focus on the things that matter most without worrying about unplanned financial complications.

Providing for your loved ones in the event of your death is obviously an important issue. As we get older and we are more financially secure, it is only natural that we consider the future for our children and grandchildren. However, the situation is brought into sharper focus by the fact that a lack of planning may well reduce the amount that we are able to leave to our children and grandchildren.
 
It is essential to have the right life insurance in place. As we already know, you can't always rely on being there for those who depend on you. There are various ways of providing for your family in the event of your premature death, and term insurance policies are just one way. The plans have no cash-in value or payments on survival as their design is limited to protecting your family. However, you could also use term insurance in relation to estate planning and for the payment of mortgages or other debts.

We offer to write all life assurance policies into trust free of charge so that you gain the many benefits that this has to offer.

Please call us or drop us an email for further information. Our contact details can be found here

Critical Illness Cover

Diagnosis of a serious illness can lead to a very difficult time for your wealth, as well as your health. Critical illness cover can provide important financial security at a time when you need it most. Many people buy life insurance to repay a mortgage or to leave a financial cushion for their loved ones if they die. However, within a given timescale, you are more likely to suffer a critical illness than you are dying.

Lots of people first consider critical illness cover when taking out a mortgage. With this type of insurance, you have enough life and critical illness insurance to cover your mortgage debt, so your mortgage is paid off in full should you die or suffer one of the specified critical illness. If you have a repayment mortgage, you can have insurance that automatically decreases in line with your outstanding mortgage loan. This type of policy only pays out once for either death or critical illness. In this case, it may be worth considering separate policies

We have access to CI EXPERT which is an independent organisation that creates in-depth analysis to assist us in choosing the best policy for you. It also allows us to advise and recommend on any existing policies you have if you are thinking of switching providers. We can get you advice on some of the benefits you may lose, and likewise gain, in the switchover.

Please call us or drop us an email for further information. Our contact details can be found here

Free Trust Service

Placing your life insurance policy in Trust is one of the best ways of making sure that the proceeds of the policy are paid to the right people at the right time, without any unnecessary delays.

What are the benefits?

Speedy payout – One of the main advantages of writing your policy in trust is the speed of the payout. As the proceeds of a life insurance policy that has been written in trust do not form part of your estate, your beneficiaries will not have to wait for probate to be granted. In straightforward cases, the insurer can often make payment within days of a claim being made.
 
If your policy were not to be in Trust, then there would be a delay in payment until a grant of probate was issued. This would be needed to administer the deceased person's estate. This could take several months.

Can help protect against inheritance tax – A trust is a great way of avoiding inheritance tax. If a claim was made then the proceeds of your life insurance are paid into the trust which means it doesn't form part of your estate when you die. If the proceeds are not part of your estate no tax will be levied.

Please call us or drop us an email for further information. Our contact details can be found here

Advice Based

Newhouse Financial Services is a specialist Mortgage & Insurance broker that offers a full advice based service.

Our consultants are trained to give you the very best advice and that enables them to recommend a product that suits your situation and circumstances. This advice based status protects you in the event of a claim and your rights are protected by the Financial Ombudsman Service (FOS). Not all brokers and online comparison sites offer this level of protection. In fact, neither does going direct to the insurance provider themselves and this is part of what makes us unique!

If you purchased an insurance policy without taking advice then you would not have the full protection that the Ombudsman has to offer.

Please call us or drop us an email for further information. Our contact details can be found​ here

Have any questions?
About Us Newhouse Financial Services

Our mission at Newhouse Financial Services is to ensure that our clients get the very best advice and are looked after every step of the way.


Get in touch

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

MY NHFS Ltd, t/a NewHouse Financial Services is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

Registered Office: MY NHFS Ltd, i:Centre, Howard Way, Newport Pagnell, MK16 9QS. Registered Company Number: 08877982 Registered in England & Wales. Sol2553

There may be a fee for submitting your mortgage application, the precise amount will depend on your circumstances. Our typical fee is £299.00.

As with all insurance policies, conditions and exclusions will apply.

Wills are not Regulated by the Financial Conduct Authority. NewHouse Financial Services are not acting as appointed representatives of Stonebridge Mortgage Solutions Ltd for Will Writing